Having bad credit can affect you in many ways, but it does not have to affect your ability to get an auto loan. Auto Loans for people with bad credit are available still, even in this tough loan economy, because there are businesses that are willing to specifically loan to people with bad credit if they  have a job and make a certain amount of money a week. If you have bad credit and are in the market for a car loan, don’t get upset if your bank has turned you down. Check online, you will be surprised at how easy it is to get a loan.