Talking With a Friend
The other day I was talking to a friend of mine. She knows that my husband and I are expecting out first child in a few months. She also knows that I am planning on staying home and becoming a full time mother once the baby is born. She asked me how we can afford it. I told her that it is simple, we looked into Cheap Home Loans before we bought our house. When we were calculating our expected payments we did not include my income. That way we knew that we would not grow to count on it to pay the mortgage.